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Types of Cover

Life Insurance

family

Lump sum payout in the event of Death and/or Terminal Illness. If you are self employed, in most cases depending on your circumstances we can arrange for your premiums on this cover to be tax-deductible.


Total and Permanent Disability (TPD)

Policy will pay a lump sum figure in the event of your inability to work again due to illness or injury.


Trauma

Pays a lump sum in the event of the diagnosis of an insurable condition e.g. Cancer, stroke, heart attack, major head injuries.


Income Protection

In the event of temporary loss of income due to illness or injury we can arrange for cover of up to 75% of your income. Cost can vary depending on waiting period and benefit periods selected.



Did you Know?


For every home lost through fire...

...there are 3 homes lost through death, and...

...48 homes lost through disablement.



IFSA - Investigating the Issue of Underinsurance in Australia 2005, a US study completed by the US Department of Housing and Urban Development